BANKSapi: The Open Banking and Open Finance Platform:
- Access to bank accounts & custody accounts
- Data on financial products & PayPal
- SEPA Payments
- Smart data analytics in real time
- Micro frontends through to apps & portals
Our Products
Account Data (AIS)
BANKS/Connect – One API, all banks: Access over 3,000 banks, cards & custodians with just a few lines of code. Real-time data from millions of accounts. A single API for both personal and business accounts, PSD2-& GDPR-compliant and instantly deployable.
Learn moreA2A Payments (PIS)
PAY/Connect – Fast, direct, cost-efficient: Send payments or initiate direct debits – no intermediaries. Use the API standalone or integrated into your app. Optional: AI-powered optimization for smarter payment flows.
Learn moreData Analytics
AI/Connect – Make account data work for you: Uncover sales potential, risks, and insights in real time. Our AI-driven analytics transform transaction data into actionable knowledge – ideal for new use cases and business models.
Learn moreBanking Widgets
WEB/Connect – Banking widgets for your app: Easily enhance your app or website with plug-and-play banking and analytics widgets. Fully customizable, framework-agnostic, and ready to use – for a seamless user experience.
Learn moreFrontend Solutions
HUMAN/Connect – Your finance platform: Build your own financial apps or customer portals fast and cost-effectively. Launch Financial Homes, analytics dashboards or user interfaces – ready for production with minimal effort.
Learn morePSD2 License
REG/Protect – Compliance-as-a-Service: Stay PSD2-compliant without the license burden. We handle all regulatory requirements while you grow your business. License-as-a-Service, built for secure, scalable fintech solutions.
Learn morePerformance features
Powerful platform for integrating account information & financial data for digital business models & processes:
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Comprehensive Data Access
Access to hundreds of millions of accounts, securities accounts and financial products via a modern interface (RESTful & PSD2-compliant) -
Verified Market Relevance
Hundreds of thousands of consumers and companies from a wide range of industries use BANKSapi solutions -
High-Volume SEPA Payment Processing
BANKSapi reliably executes millions of euros in SEPA transactions on a regular basis – fast, secure, and regulated -
Robust Open Banking API since 2015
The REST API has been in productive use for over 10 years and is continuously being developed further -
Integrated Smart Data Analytics
Built-in Analytics Engine transforms raw banking data into actionable business intelligence – empowering risk scoring, transaction categorization, and financial behavior prediction -
Regulatory Compliance & Licensing
BANKSapi holds a PSD2 license as an account information service (AIS) and payment initiation service (PIS) issued by BaFin -
Accelerated Time-to-Markett
Ready-to-deploy frontend modules for banking, consent, and data visualization enable instant go-to-market for digital finance products
Spotlight
NEW: Banking Widgets
Implement embedded banking at lightning speed - at surprisingly low cost! Financial distributors, pools, asset managers, insurers, etc. can upgrade existing applications with banking functions using our turnkey modules, which combine an intuitive user interface and secure API communication. Compatible, customizable & PSD2 compliant. Data & sales impulses on top!
fin4u app & portal
The Alte Leipziger-Hallesche Group (ALH) commissioned BANKSapi with the fundamental revision of its customer portal “fin4u” as an app and web version. The core objectives of the new application were the perfect symbiosis of banking, insurance and pension provision as well as a modern and high-quality user interface in accordance with the ALH corporate identity guidelines, the renewal of the technological basis and a flexible integration capability of various internal and external data sources.
FIDA: After Open Banking will come Open Finance
We are facing a revolution in the access and exchange of financial data in the EU. This will drive innovation, new business models and much more! BANKSapi was the first to develop a blueprint for the Financial Data Sharing Scheme and published it in this white paper.
