BANKS api

Fully integrated banking
into your offer

This is the BANKSapi REG/Hosting.

Do you have an online-portal?
Do you want to add banking components

With the help of BANKSapi REG/Protect you can offer your customers added value on the basis of account data and payments - without your own license or registration with BaFin. BANKSapi takes care of the regulatory compliance and the complete BaFin-compliant operation of your application for you.

Banks
Insurances
Payment services
PFM

BANKSapi is built directly into your application and is addressed as the technical operator of your application – without any jump for the end user.
The end user selects his bank from your application and registers to use all banking functionalities.

The benefit.

BANKSapi takes over the complete operation of your application. Finance and insurance from one source - without any noticeable jump for the end user. Bankassurance 2.0.

On average, it takes 12 seconds for the end user to select their bank within your application and transfer the relevant financial data.

BaFin-Compliance
Taken care by us
Cash flow analysis
No problem with REG/Hosting
Banking in your CI
Account information and payments in your design
No media disruption
Payments from one source

Summary.

Non-regulated clients can use REG/Hosting to expand their range of services with use cases based on the use of account information service (AIS) and payment initiation service (PIS) - without having to register their own KID and ZAD license*. BANKSapi takes over the BaFin-compliant operation of your end customer application as a liability umbrella.

*Since 2018, BaFin obliges service provider to register if payment account data is accessed or apply for a license if payments are triggered via online banking.

REG/Hosting

The BANKSapi "REG/Hosting-as-a-Service" allows end users to download their account balances and movements from banks and trigger payments from the BANKSapi front end of the BANKSapi.

The end customer application including the API of BANKSapi is technically operated and monitored by BANKSapi.

Case study

fin4u, the finance portal of the ALTEN LEIPZIGER HALLESCHEN. The implementation partner is BANKSapi, which operates the platform technology regarding integrated banking offers including the AI competence and provides the regulatory framework.

Any questions?

Do you have any questions or would you like to find out more about our products and services from BANKSapi? Then write to us!


Give us a call and we will talk briefly about whether and how we can help you: +49 89 - 121 408 82