With the help of BANKSapi REG/Protect you can offer your customers added value on the basis of account data and payments - without your own license or registration with BaFin. BANKSapi takes care of the regulatory compliance and the complete BaFin-compliant operation of your application for you.
BANKSapi is built directly into your application and is addressed as the technical operator
of your application – without any jump for the end user.
The end user selects his bank from your application and registers to use all banking functionalities.
Non-regulated clients can use REG/Hosting to expand their range of services with use cases based on the use of account information service (AIS) and payment initiation service (PIS) - without having to register their own KID and ZAD license*. BANKSapi takes over the BaFin-compliant operation of your end customer application as a liability umbrella.
*Since 2018, BaFin obliges service provider to register if payment account data is accessed or apply for a license if payments are triggered via online banking.
Do you have any questions or would you like to find out more about our products and services from BANKSapi? Then write to us!
Give us a call and we will talk briefly about whether and how we can help you: +49 89 - 121 408 82