NEW: Our MCP server connects with LLMs

Open Banking

BANKS/Connect: Secure access to 99% of all bank accounts, credit cards, custody accounts, loans, and building society products from over 3,000 providers via a single API. PSD2 license included. In short: BANKSapi is the Open Banking platform for smart plug-and-play banking.

Free trial

Variants

BANKS/Connect

This is multi-client multiple banking as it should be: extensive data from hundreds of millions of accounts, all via one API, in the same format and scalable as required. With SEPA payments on option.

Suitable for:
  • Multi User
  • Multi Banking
Free trial (multi user)

ONE/Connect

Do you solely need to access your own accounts and custody accounts via API? If so, ONE/Connect is the right solution for you. You can choose between flat-rate licenses with (Classic) and without (Basic) SEPA payment transactions.

Suitable for:
  • Single User
  • Multi Banking
Free trial (single user)

License Models

ONE/Connect ONE/Connect XL BANKS/Connect Starter BANKS/Connect Enterprise

*Save up to 33% with longer terms!

Account Information

Comprehensive account information

With just one API, you can access hundreds of millions of accounts. Both personal and business accounts: with BANKS/Connect from BANKSapi, you can access all account types.

  • > 3,000 banks in D-A-CH
  • > 99% of all payment accounts
  • Current accounts
  • Fixed-term deposit accounts
  • Savings accounts
  • Loan accounts
  • Custody accounts
  • Credit cards
  • Building societies
  • PayPal
Free trial
Code sample: JSON output for a bank access

Optional: Payment

Payment initiation service for SEPA payments

With just a single API, you can efficiently manage all SEPA payment transactions. Verification of Payee (VoP) is included for transfers.

  • SEPA credit transfer
  • SEPA real-time credit transfer
  • Collective credit transfer
  • SEPA direct debit
  • Collective direct debit
  • Corporate direct debit
  • Corporate collective direct debit
Free trial
Code sample: JSON output for a single transfer

Platform

One API – all banking interfaces

BANKSapi automatically selects the optimal connection. You only need to integrate one REST API (JSON, OAuth 2.0, TLS 1.3) and always receive a uniform format. For more information, see our API documentation.

  • PSD2 / XS2A
  • FinTS (formerly HBCI)
  • EBICS
  • Proprietary APIs
  • Web scraping

Demo

BANKS/Connect

With just a few lines of code and our ready-made web interface, you can get started with your use case right away.

From then on, it's child's play for your users:

  1. Start account linking
  2. Select bank details
  3. Enter your access data

... and the account data can be loaded!

Free trial

Extensions

Maximize the value

Get the most out of the BANKSapi platform for your business!

Graphic showing the BANKSapi modules and extensions

FAQ

BANKS/Connect is designed for developers working on software projects that aim to provide users with access to accounts (i.e., projects that do not require access to accounts for their own purposes). Thanks to its pricing structure, BANKS/Connect is ideally suited for startups, scale-ups, and large enterprises - ranging from niche and new projects to large SaaS platforms.

Yes. Essentially, you’ll be using BANKSapi’s PSD2 license, which is required by regulation. It’s automatically included with all our products. We distinguish between the PSD2 license for the Account Information Service (AIS) and the Payment Initiation Service (PIS). We call this REG/Protect—because we protect you from extensive regulatory requirements and the immense effort involved in obtaining your own BaFin license. You can find more information here: https://banksapi.de/en/reg-protect-en/

We offer contracts with terms of 12, 24, or 36 months. The choice is yours. The longer the contract term, the greater the discount. We offer both starter packages and enterprise plans. All plans automatically scale to accommodate your growth.

Yes. Our solutions are fully compliant with the European PSD2 and GDPR standards. They meet all relevant legal and regulatory requirements and are designed to reliably cover new regulatory requirements. In addition, BANKSapi Technology GmbH is a payment institution under the Payment Services Supervision Act and is licensed by the German Federal Financial Supervisory Authority (BaFin).

We protect all processes and data through secure data transmission via TLS, state-of-the-art security mechanisms, and comprehensive measures for money laundering and fraud checks. This ensures that the entire payment and data flow remains protected at all times. On top of that BANKSapi is a licensed payment inistutution by the German Federal Supervisory Authority (BaFin) and has to fullfil high IT security requirements and strict organizational duties. We are also ISO 27001 certified.

We have an affordable and modular pricing model that is based on the services used. We generally bill on a monthly basis per user, which gives you planning security because we do not bill based on the number of accounts or requests. You can significantly increase the added value with additional add-ons – So you only pay for what you need. We would be happy to provide you with a suitable offer and support you during the market launch phase. Let's talk!

Our APIs are compatible with open web standards such as REST-JSON and OAuth2. In addition, we provide comprehensive developer resources to implement integrations quickly and reliably.

We offer detailed documentation, practical examples, complete OpenAPI specifications, and SDKs in all major programming languages. This allows developers to plan and implement integrations efficiently. More information is available here: https://docs.banksapi.de/.
For the fastest possible integration, we recommend consulting our API documentation via MCP .

Reduce costs,
Increase sales,
Minimize risks.

Test now free of charge

With our platform and the wide range of possible use cases, you benefit in many ways. For example, reduce your process costs with smart and standardized account data, significantly reduce your project and development risk or rely on our advanced data analyses to minimize risk. Get more out of account data, for example by increasing your turnover with clever insights from account data analysis.

Page top