ERP & Accounting
By using standardized and comprehensive financial data, companies can automate their processes, minimize errors and free up valuable human resources. The integration of this data enables faster and more informed decisions to be made and digitization to be driven forward.
Discover with BANKSapi how you can take your processes to the next level and actively shape change.
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SEPA Transfers & Direct Debits
BANKSapi enables the efficient processing of individual and collective bank transfers and direct debits, including SEPA Instant. By automating these processes, our solution reduces manual intervention and thus significantly lowers the error rate. Companies benefit from a smooth integration that speeds up the processing of payments and simplifies settlement. This ensures reliable and efficient payment processing that minimizes administrative effort.
Open Item Comparison
BANKSapi supports accounting providers with open item (OI) comparison by automatically reconciling open items with the corresponding incoming and outgoing payments. Automated account data retrieval and the unique identification of transactions ensure that all receivables are booked correctly. This minimizes errors, reduces manual effort and ensures a clear overview of unpaid invoices and financial liabilities.
Payments and Claims Management
BANKSapi optimizes your payments and claims management through the automated retrieval of current account data, the provision of all banking identifiers for each transaction and an effective duplicate check. Our solution enables efficient reconciliation of receivables with incoming payments. This increases accuracy, improves your liquidity management and minimizes errors through comprehensive automation.
Supporting Automated Processes
BANKSapi facilitates the automation of financial processes in industry ERPs, such as real estate management systems, canteen and daycare management systems and craftsmen's ERPs. Seamless integration enables processes such as automated accounting, payment processing and the recording of contributions or fees to be handled efficiently. This reduces the need for manual intervention, increases accuracy and boosts efficiency.
EBICS
BANKSapi is the only provider to offer EBICS (Electronic Banking Internet Communication Standard) via the same JSON interface as non-EBICS transactions, which simplifies integration for ERP and accounting software providers. EBICS enables efficient rights management via Distributed Electronic Signature (VEU), eliminates the need for Strong Customer Authentication (SCA) every 180 days and optimizes payment transactions through secure data transmission.
Contract Overview
BANKSapi offers a comprehensive overview of detected contracts, continuing obligations and recurring debits. With additional information such as company names and addresses, payments can be more easily assigned and categorized. This supports precise liquidity management by enabling more accurate planning and forecasting of future cash flows. Amount increase alerts and detailed historical data help you to better monitor and manage financial obligations.