Data Analytics
AI/Connect: Unleash the potential of account data with our innovative data analytics platform. Offer your customers a detailed analysis of all account transactions, receive valuable sales impulses or create comprehensive financial reports - all with a single platform.
Test now free of chargeOverview
Categorization
Organize account transactions automatically thanks to our categorization algorithms. You can choose between classic consumer categories, special categories for freelancers and other category trees.
Contract analysis
Get an overview of insurance policies, loans, contracts, salary and all other continuing obligations. Our intelligent contract analysis helps you to manage and optimize your financial obligations.
Life stages & events
Monitor the customer's life situation in real time and stay informed about events. Use sales impulses in a targeted manner – manual data queries are a thing of the past.
Insights
Drill even deeper with our AI-driven Smart Analytics endpoints and discover the power of full account data analytics to data-driven process important topics such as credit inquiries and minimize default risks.
Functions in detail
Categorization
Our AI sorts all account transactions into over 100 categories – from food to life insurance to online shopping – with an accuracy of over 95%. All results are customizable through re-categorization and are user-specific and reproducible through intelligent rules.
Would you like a detailed overview of your customers' insurance cover? Use our insurance-specific categorization to obtain the product as well as the insurance segment, from household contents insurance to art insurance to supplementary dental insurance.
Are your customers freelancers? Here, too, we have a specific category tree that optimally prepares your customers' transactions for the tax return.
Use one of our numerous categorizations to get a comprehensive overview of all account transactions and benefit from our intelligent machine learning algorithms that are constantly learning.
Get adviceContract analysis
We provide you and your customers with a comprehensive overview of all long-term obligations. Find out in real time when the next loan payment is due, how the costs of the electricity contract have developed, how high the annual contribution to the private pension insurance is or whether there has recently been a salary increase. Our intelligent contract analysis links account movements and enriches them with valuable attributes.
Get adviceLife
Is your customer employed, self-employed or a student? Do they rent or live in their own home? Does he have a private pension plan? Thanks to our endpoints, you can answer these and many other questions fully automatically, saving you time-consuming manual data queries and keeping you constantly informed about your customer's life situation in real time. We inform you about events such as a new tenancy agreement, change of employer or the first child. Take advantage of the potential for optimal sales impulses and close customer loyalty.
Get adviceInsights
With our smart analytics endpoints, you can dive even deeper into the data. Our AI-powered tools enable you to perform comprehensive customer analysis to make data-based decisions. Loan application process endpoints help to detect potential loan defaults in advance, improve the customer experience and optimize financial risk management. Cash flow analysis, affordability and disposable income endpoints help you and your customers to understand the financial situation and make the right decisions.
An automated age verification process, fast identity verification for onboarding in a customer portal and many other endpoints are also part of our extensive portfolio.
Get adviceUse cases
Insights
Offer your customers added value through AI-supported categorization of all income and expenses, contract recognition, cash flow analysis and more. On request, we can provide you with the appropriate charts and visualizations that you can load directly into your application.
Sales trigger
Benefit from notifications about relevant events or new circumstances in your customer's life (e.g. marriage, birth, relocation) based on real-time analysis of account transactions. This allows you to offer suitable products or optimize coverage. This can be integrated into your CRM, for example, or in a separate dashboard, which we will be happy to provide for you.
Finance report
Automatically generated report based on real-time analysis of account transactions, which shows the customer's financial situation and needs and thus enables efficient preparation for customer meetings or a targeted approach with relevant products. We will also provide you with the front end in your CI so that you have no need for development work.
Example
From analysis to sales triggers
We translate account information into qualified real-time leads for financial service providers.
Thanks to our sales impulses, financial service providers are closer to their customers. This means you won't miss any of your customers' “blockbuster events”. Use these events to optimize coverage and meet customer needs. Increase your sales by getting a new level of customer service.
